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1031 East Broad Street
Columbus, OH 43205

(614) 444-5290

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We are a debt relief agency that helps people file Chapter 7 and Chapter 13 bankruptcy cases under the United States Bankruptcy Code

 $444.00 Flat Legal Fee -- Chapter 7 Bankruptcy*
*(attorney fee, plus court costs of $335.00 -- single or joint)

     Today’s economy is built on people consuming goods and services.  Consumers are often encouraged to acquire items with credit that they cannot afford to purchase outright with cash.  Additionally, if they become ill, or lose their job, or if they have failed to properly plan their finances, it might be an appropriate time to consider filing a Chapter 7 bankruptcy petition in order to receive a new and fresh start in managing their personal finances.  Bankruptcy attorney Mark Herder helps families recover from unmanageable debt and catastrophic medical costs.   

     Our country is experiencing an historic time when we are witnessing multi-billion dollar financial bailouts extended to large banking institutions, insurance carriers and where well-established automobile makers and even large cities are filing bankruptcy proceedings.  Bankruptcy attorney Mark Herder believes that private debtors also deserve to have personal financial relief!    

     For an individual to qualify for a Chapter 7 bankruptcy, specific eligibility requirements regarding income levels and means testing must be met.  A Chapter 7 bankruptcy may be filed only one (1) time every eight (8) years.  Generally speaking, an individual's average monthly income within six (6) months prior to filing a Chapter 7 bankruptcy petition should not be higher than Ohio's median income for the applicable household size.    

     On average, it takes approximately three (3) to four (4) months for a Chapter 7 bankruptcy petition to be filed and discharged.  Before filing any bankruptcy proceeding, there is a very basic requirement to contact a nonprofit credit counseling agency.  Once pre-bankruptcy debt counseling is completed and all the required materials and documentation are properly assembled, the Voluntary Bankruptcy Petition is filed with the United States Bankruptcy Court.  After this bankruptcy petition is filed with the Bankruptcy Court, the Court then enters an order for relief, called an Automatic Stay, which requires all creditors to discontinue all collection efforts.  This means that all creditors must immediately stop all forms of debt collection activity and harassment.  Bankruptcy attorney Mark Albert Herder has proudly represented over 14,000 clients in the local United States Bankruptcy Court.     

     Filing a Chapter 7 bankruptcy case requires that a debtor place all of his or her debts and assets under the control of an appointed Chapter 7 Bankruptcy Trustee.  The Chapter 7 Trustee's function is to acquire unprotected money or property from the debtor's estate for the benefit of unsecured creditors.  However, in most bankruptcy cases, the Chapter 7 Trustee cannot touch the property which is protected as “exempt property” under both the federal bankruptcy laws and the Ohio Revised Code.  Exempt property is sheltered assets and personal possessions that a debtor can keep during and after the filing of the bankruptcy petition.     

     Bankruptcy attorney Mark Herder charges a flat legal fee of $444.00 for both a single and joint Chapter 7 bankruptcy petition.  The filing fees charged by the Clerk of Courts of the United States Bankruptcy Court are an additional $335.00.  The mandatory pre-bankruptcy counseling course (online) usually costs just $17.95. 

     Please contact us today for an absolutely free, pressureless and personalized consultation at 614-444-5290!

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